Reno Nevada Mortgage Lender .com - jumbo loans and mortgage home loans for Elko, Nevada.
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Reno Nevada Mortgage Lender .com, offering the best interest rates for Elko, Nevada.
 
 
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Reno Nevada Mortgage Lender .com offers a wide variety of home loan products to Elko and Nevada area residents including jumbo loans. A jumbo loan is a home loan that exceeds $333,700 dollars. Due to the amount of money that is being borrowed lenders often charge higher interest rates but if you are hoping to purchase an expensive home or a large ranch this option may be best for you. These loans are also available for small businesses in Elko.


Fixed Rate Mortgage
Fixed Rate Mortgage
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Interest Rate Buy Down Loan
Interest Rate Buy Down
Jumbo Loan
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Reverse Mortgage Reverse Mortgage
Balloon Mortgage Balloon Mortgage
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Welcome to Reno Nevada Mortgage Lender .com
 

Reno Nevada Mortgage Lender .com offers all the information you need to help you in obtaining a home loan or mortgage in Elko. Reno Nevada Mortgage Lender .com is locally owned and operated to ensure you a friendly, and neighbor-like experience, therefore Reno Nevada Mortgage Lender .com is Elko's premiere mortgage broker of choice. We are also licensed to provide Elko mortgages and home loans, Elko jumbo loans, Elko second mortgages and Elko refinance loans, Elko fixed rate mortgages, and home mortgage loans in Elko.

 


Reno Nevada Mortgage Lender .com helps First Time Home Buyer
  Reno Nevada Mortgage Lender .com often helps new home buyers acquire the home of their dreams through our different mortgage programs. These programs include exclusive loan products that allow home buyers to have a low down payment.
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Elko History

It is believed that Native Americans inhabited what is now the Elko area for 10,000 - 13,000 years prior to the first visits by European trappers and explorers. They lived by hunting, fishing and gathering native plants, including seeds, berries, rose hips and pinenuts. The early Indians trapped fish with willow traps woven out of pliant willow branches, narrow at the neck and widening at the bottom. The first contact with the white man in Nevada was in 1826 when Jedediah Smith made contact with the Shoshone Indians in central Nevada and relayed this information to Meriweather Clark of Lewis and Clark fame.

The first recorded white men in the Elko area were fur trappers led by Peter Skene Ogden in 1827. In 1841, the first of an almost continuous stream of pioneers passed through Elko's hills, following the Humboldt River westward. These travelers included the ill-fated Donner Party and later the '49ers. Through the 1850s the wagons creaked painfully along the twisted course of the Humbolt River, their metal rimmed wheels cutting tracks so deep in the rock that in some places they can still be seen today.

The origin of the name Elko has been lost in the mists of time, but several stories have been handed down to us. The most probable story is that Charles Crocker of the Central Pacific Railroad liked to name railhead towns after animals. He added an "o" to "Elk" to ease the pronunciation and thus named this new town Elko.

The earliest form of scheduled, routine transportation for passengers, freight and mail were the stage lines. As early as 1851, stagecoaches crossed the Humbolt Valley from Salt Lake Utah, to Sacramento California carrying the mail.

The Central Pacific railroad gave birth to the town of Elko in 1868 as it pushed its tracks eastward. On new Year's Day in 1869, there were just a few tents among the sagebrush, but two weeks later, hastily laid out plots were selling for $300 to $500 each. From that beginning, the town grew rapidly as a freight terminus to supply the mines in the region. On March 5, 1869, the State Legislature created Elko County from part of Lander County and made Elko the county seat.

Elko is the sixth largest county in the United States, consisting of 17,181 square miles, as big as five of the New England states plus the District of Columbia. In May 1869, when the Golden Spike was driven at Promontory Point Utah, linking the Central Pacific and Union Pacific Railroads. The Chinese laborers from the Central Pacific's track crew were abandoned. On foot, hundreds headed west and many stayed in Elko. One of their chief occupations during the summer months was the raising of vegetables for the town. Their gardens were mostly on the northern banks of the Humbolt River and were watered by hand. Eventually the Chinese built the first water system in Elko. They built a reservoir and dug a ditch to carry the water from Osino to the reservoir, a distance of 8-10 miles (right through what is now City Park).

Scottish herders brought bands of sheep into Nevada from California and Oregon in the 1860's. When cattlemen were struggling under the impact of the disastrous Winter of the White Death, the sheepmen invaded! They grazed on the pubic lands that the cattlemen had come to think of as their own. The cattlemen responded with armed force, but the sheepmen were as tough as the cattlemen, and they stayed!

At this time, to say sheepherder was to say Basque. The men from the Pyrenees Mountains in Spain and France had proven their reliability and herding skills. They had become the preferred employees on sheep ranches throughout the west.

By late 1869, Elko's population had climbed to 2,000. When the state legislature passed a law to create a university, they left the location open to competition between the cities and counties. Elko went the extra mile and donated land to the state, as well as providing $20,000 to back up their offer. The University of Nevada opened on October 12, 1874, and was open for 11 years. In 1885, Elko continued its commitment to educate by opening the first high school in the state.